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Should You Hold Out for Lower Interest Rates Before Buying a House?

Should You Hold Out for Lower Interest Rates Before Buying a House?

Jun 03, 2025

Thinking about buying a home? Here's what you need to know about mortgage rates, timing your purchase, and planning for your future.

More Borrowers Are Putting 20% Down - Should You?

More Borrowers Are Putting 20% Down - Should You?

May 29, 2025

Learn if a 20% down payment is necessary when buying a home, and explore your other options. Clear, practical advice for first-time buyers.

Where Do Mortgage Lenders Get Funds for Home Loans?

Where Do Mortgage Lenders Get Funds for Home Loans?

May 27, 2025

Learn how mortgage lenders fund home loans and what it means for your home buying journey. Understand the basics in simple terms.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating

5.0

40 reviews

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El señor Guevara fue referido a mí y durante la primera llamada él contestó 100% de mis inquietudes referente a un préstamo hipotecario. Sus respuesta ...

El señor Guevara fue referido a mí y durante la primera llamada él contestó 100% de mis inquietudes referente a un préstamo hipotecario. Sus respuestas fueron concisas y precisas, ayudándome en todo lo que fuera necesario. Es muy profesional y jamás me prometió algo de lo cual no pudiera cumplir. Me guió en todo el proceso, por lo que lo recomiendo al 100%

2 months ago

Posted on Google

My wife and I are extremely grateful we were referred to Jose Guevara and the rest of his team at Go Finance for the purchase of our home. Jose guided ...

My wife and I are extremely grateful we were referred to Jose Guevara and the rest of his team at Go Finance for the purchase of our home. Jose guided us through every step of the process, answered all of our questions patiently, and made sure we were always completely informed and comfortable. As a real estate broker, I’ve worked alongside dozens of mortgage brokers in the past and Jose and his team are definitely one of the best.

5 months ago

Posted on Google

Recomiendo totalmente a Jose Guevara como mortgage broker, nos consiguió un buen banco excelente financiación y buenas condiciones. Además me ayudó a ...

Recomiendo totalmente a Jose Guevara como mortgage broker, nos consiguió un buen banco excelente financiación y buenas condiciones. Además me ayudó a solucionar muchas trabas burocráticas y requisitos bancarios, excelente realmente estamos muy contentos co su trabajo profesional. Yo compré una propiedad y mi hija compró otra… todos estamos conformes al 120%, gracias por todo José….

10 months ago

Posted on Google

Nuestra experiencia con Go Financial fue muy buena y productiva. Por el desempeño, esfuerzo y dedicación del Sr José Guevara pudimos conseguir una ta ...

Nuestra experiencia con Go Financial fue muy buena y productiva. Por el desempeño, esfuerzo y dedicación del Sr José Guevara pudimos conseguir una tasa con unos puntos porcentuales por debajo de lo que están ofreciendo actualmente muchos bancos. Estamos muy agradecidos por su gestión, lo consideramos muy competente, profesional y capacitado. Felicitamos a Go Financial por tener al Sr Guevara entre sus asociados.

10 months ago

Posted on Google

Go Finance trabaja muy profesionalmente. Los hemos utilizado en varias compras de inmuebles y ha sido un proceso rápido y efectivo. En nuestra últim ...

Go Finance trabaja muy profesionalmente. Los hemos utilizado en varias compras de inmuebles y ha sido un proceso rápido y efectivo. En nuestra última compra cerramos antes de la fecha del contrato y con una muy buena tasa de interés !!

10 months ago

Posted on Google

Es mi segunda experiencia con José y puedo confirmar que es un gran profesional.

Es mi segunda experiencia con José y puedo confirmar que es un gran profesional.

11 months ago

Posted on Google

Es la segunda propiedad que adquiero con la gran ayuda de José, muy agradecida por su atención y profesionalismo, lo recomiendo al 100% sin dudarlo.

Es la segunda propiedad que adquiero con la gran ayuda de José, muy agradecida por su atención y profesionalismo, lo recomiendo al 100% sin dudarlo.

Giuliana Hernandez

11 months ago

Posted on Google

the best

the best

Julio Ernesto Rodríguez Pérez

11 months ago

Posted on Google

JOSE WAS AMAZING!! HE HELPED ME EVERY STEP OF THE WAY TO GET A MORTGAGE LOAN!!! DAY AND NIGHT HE WAS THERE. SUPER HAPPY WITH THE SERVICE AND EXPERTISE ...

JOSE WAS AMAZING!! HE HELPED ME EVERY STEP OF THE WAY TO GET A MORTGAGE LOAN!!! DAY AND NIGHT HE WAS THERE. SUPER HAPPY WITH THE SERVICE AND EXPERTISE!! I HIGHLY RECOMMEND GO FINANCE.

1 year ago

Posted on Google

José and his team helped us close very smoothly. The process was pleasant. Jose and his team are very professional, and in our opinion, they kept thei ...

José and his team helped us close very smoothly. The process was pleasant. Jose and his team are very professional, and in our opinion, they kept their word to the end of the process without any surprises during the closing.

1 year ago

Posted on Google

This is our third home buying experience and it was easily the best. Jose is very knowledgeable, courteous, and exhibited professionalism in dealing ...

This is our third home buying experience and it was easily the best. Jose is very knowledgeable, courteous, and exhibited professionalism in dealing with us as his clients. Whenever we had questions, he was always available to explain in details each step, ensuring that we understood the process thoroughly. I am extemely satisfied and happy that we chose Go Finance for our lending needs as their patience and knowledge made this otherwise stressful event a smooth and successful process. Jose, thank you for making this home purchase experience memorable. We will definitely use you again.

1 year ago

Posted on Google

We had an exceptional experience collaborating with Jose from Go Finance for the financing of our beach condo unit. His extensive knowledge and unwave ...

We had an exceptional experience collaborating with Jose from Go Finance for the financing of our beach condo unit. His extensive knowledge and unwavering commitment were evident throughout the entire process. Jose even went above and beyond to secure a competitive quote for the required property insurance. His service is truly top-tier. We wholeheartedly recommend his expertise to anyone seeking mortgage assistance. Tuvimos una experiencia excepcional trabajando con José de Go Finance para la financiación de nuestra unidad de condominio en la playa. Su amplio conocimiento y compromiso constante fueron evidentes durante todo el proceso. José incluso se esforzó al máximo para obtener una cotización competitiva para el seguro de propiedad necesario. Su servicio es realmente de primer nivel. Recomendamos sinceramente su experiencia a cualquiera que busque ayuda hipotecaria.

1 year ago

Posted on Google

I recommend Go finance and his owner José Antonio Guevara, he did all the process smooth, always available for questions and looking for the best for ...

I recommend Go finance and his owner José Antonio Guevara, he did all the process smooth, always available for questions and looking for the best for his customers. Excellent service!!

1 year ago

Posted on Google

Jose goes above and beyond! I’ve closed on 4 properties with Jose and I wouldn’t go anywhere else. If he tells you he can make it happen, he will and ...

Jose goes above and beyond! I’ve closed on 4 properties with Jose and I wouldn’t go anywhere else. If he tells you he can make it happen, he will and will not run your credit until he knows there is at least a possibility. He is extremely dedicated, communicative and compassionate to your situation. I will forever be grateful for his dedication and professionalism.

2 years ago

Posted on Google

This company it’s excellent, they are professional, knowledgeable, fast!! Jose Guevara it’s an amazing broker, he finds you the best interest availabl ...

This company it’s excellent, they are professional, knowledgeable, fast!! Jose Guevara it’s an amazing broker, he finds you the best interest available out there, incredible!!! You must do your home buying, refinance , equity line of credit with them, I personally and my family have done all kind of deals with them and they deserve a 100 stars !!! ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

2 years ago

Posted on Google

Jose Antonio did an amazing work!!!!! we really appreciate it

Jose Antonio did an amazing work!!!!! we really appreciate it

2 years ago

Posted on Google

Best first time buyer experience ever. Very helpful team.

Best first time buyer experience ever. Very helpful team.

2 years ago

Posted on Google

My Broker Jose is a very nice person, he contacted me and walk me through the process step by step. He was very helpful and patient with me. I would r ...

My Broker Jose is a very nice person, he contacted me and walk me through the process step by step. He was very helpful and patient with me. I would recommend my broker to everyone that needs a Broker. Enjoyable Experience!!!

2 years ago

Posted on Google

I can't say enough good things about our broker, Jose!! He was extremely responsive, professional, compassionate and efficient. Our home buying experi ...

I can't say enough good things about our broker, Jose!! He was extremely responsive, professional, compassionate and efficient. Our home buying experience was (unexpectedly) a bit more stressful than the regular process most people go through, but Jose worked with us every step of the way and was super patient and understanding! He also explained the loan process in great detail and answered all of our questions; he was super detailed oriented and really took his time to make sure we understood everything that was going on. He kept us updated on our case often; his communication skills were on POINT. It took months to finally close, but him being the liaison with the bank really helped us out a lot, even extending our interest rate for a longer period of time than we had thought! Once we were ready to close, he was super quick with all the paperwork needed to get our dream home so closing with him was a breeze. He was ON IT immediately, even working after hours to get everything done asap. Highly recommend his services, you'll be in great hands!!

2 years ago

Posted on Google

I’m so fortunate to have find and worked with Jose and Go Finance to get the loan for my house. Jose was always friendly, available and never too bus ...

I’m so fortunate to have find and worked with Jose and Go Finance to get the loan for my house. Jose was always friendly, available and never too busy to answer my calls, text messages, or emails. Always responded with promptness and interested in understanding my needs. I was also impressed at how fast we were able to close given the complexity of the unit I bought. I can’t thank him enough, and I highly recommend his professional services to anyone in need of funding to achieve the American Dream of owning a home. I’ll be always grateful for his services, and I’ll keep him in mind next time I buy a second home.

2 years ago

Posted on Google

Muy agradecida con el señor Jose guevara, gestionó todo en tiempo récord, excelente trabajo, me colaboró en todo para yo adquirir la casa de mis sueño ...

Muy agradecida con el señor Jose guevara, gestionó todo en tiempo récord, excelente trabajo, me colaboró en todo para yo adquirir la casa de mis sueños. Se lo recomiendo al cien por ciento. Gracias señor Guevara.

Carmen Cepeda/ Zacarías Ferreira

2 years ago

Posted on Google

Excelente Profesional, experto en su ramo y siempre con la mejor disposición de ayudar al cliente. Gracias por el apoyo en todo este proceso de finan ...

Excelente Profesional, experto en su ramo y siempre con la mejor disposición de ayudar al cliente. Gracias por el apoyo en todo este proceso de financiamiento hipotecario.

3 years ago

Posted on Google

Primeramente queremos agradecer al sr José Guevara por su excelente atención, trato, dedicación, paciencia y solución a pesar de todos los contratiemp ...

Primeramente queremos agradecer al sr José Guevara por su excelente atención, trato, dedicación, paciencia y solución a pesar de todos los contratiempos que tuvimos y pensando que podíamos perderlo todo , el sr José pudo ayudarnos en todo el proceso y todos los pasos que pudimos ir escalando para la compra de nuestra casa. Gracias por su atención y a todo su equipo de trabajo. Los recomiendo 100% para la compra de su casa!

Libertad Rodriguez

3 years ago

Posted on Google

If you want your financing to get done, take it to Jose and GO Finance. Two time purchases, total and complete smooth sailing. He also assisted my sis ...

If you want your financing to get done, take it to Jose and GO Finance. Two time purchases, total and complete smooth sailing. He also assisted my sister, whom most other lenders wouldn't touch in getting her first home and achieving the American dream.

3 years ago

Posted on Google

Fine gentleman Mr. Guevara, went out of his way to protect my interests reaching a favorable end result with knowledge, respect and in a short period ...

Fine gentleman Mr. Guevara, went out of his way to protect my interests reaching a favorable end result with knowledge, respect and in a short period of time. Recommended without hesitation.

3 years ago

Posted on Google

Jose Guevara from Go finance is a one stop mortgage broker! As a professional realtor we need to work with the best in the industry and Jose is one of ...

Jose Guevara from Go finance is a one stop mortgage broker! As a professional realtor we need to work with the best in the industry and Jose is one of them! He has more than 900 programs!

Alberto AJ Gonzalez

3 years ago

Posted on Google

Amazing quality service. The closing transition was smooth and extremely fast. I had the pleasure to work with Jose who was very professional, effic ...

Amazing quality service. The closing transition was smooth and extremely fast. I had the pleasure to work with Jose who was very professional, efficient and gets everything done very quick

3 years ago

Posted on Google

Excellent service. Easy and prompt communication the entire time working together.

Excellent service. Easy and prompt communication the entire time working together.

3 years ago

Posted on Google

Only one Mortgage Broker i will go to and refer people to. Professional, quick, efficient, and everything by the law. Jose Antonio will do everything ...

Only one Mortgage Broker i will go to and refer people to. Professional, quick, efficient, and everything by the law. Jose Antonio will do everything possible to find your loan with the best scenario possible for you. In our case he was patient, and took the time to arrange all the documents the bank requested. Definitely won't go to anyone else if I buy another house. Thank you Go Finance.

3 years ago

Posted on Google

Excelentes servicios financieros, tuve la experiencia de poder refinanciar con ellos y quede muy satisfecho con ellos, los Recomiendo 100%, son muy pr ...

Excelentes servicios financieros, tuve la experiencia de poder refinanciar con ellos y quede muy satisfecho con ellos, los Recomiendo 100%, son muy profesionales en su trabajo.

3 years ago

Posted on Google

Very efficient service. Jose Guevara and Angelica were very helpful and solved all my concerns. Thanks for your help!

Very efficient service. Jose Guevara and Angelica were very helpful and solved all my concerns. Thanks for your help!

Loreniurk Márquez

5 years ago

Posted on Google

Worked tirelessly to expedite the process and maintained constant communication in a friendly, professional, and thorough manner. 10/10 Deeply gratef ...

Worked tirelessly to expedite the process and maintained constant communication in a friendly, professional, and thorough manner. 10/10 Deeply grateful for top quality service!

Mariano Gutierrez

5 years ago

Posted on Google

This is the best company for buying or refinancing your home!

This is the best company for buying or refinancing your home!

Angelica Stuart

5 years ago

Posted on Google

I had the best experience ever with Paola Valderrama, the process was smooth, fast and with no surprise or hide fees. Paola has for sure the lowest i ...

I had the best experience ever with Paola Valderrama, the process was smooth, fast and with no surprise or hide fees. Paola has for sure the lowest interest rate in the market and the best closing cost.

6 years ago

Posted on Google